Easy Fix

EasyFix is USA Fast Capital’s industry-leading hard money loan program for residential investment properties. Whether you are looking for the traditional fix and flip loan for financing your next flip, a bridge loan on your investment property or starting another BRRRR strategy project, USA Fast Capital has the financing solution.

 

As billions of dollars of loan volume, the highest repeat borrower percentage in the country and a sterling track record of reviews prove – USA Fast Capital is built on relationships and flexibility to work as a trusted partner to our borrowers with hard money loans tailored to individual markets and needs.

 

If you need a quick close, we can close in as little as 48 hours with no appraisals . If you are an experienced investor, we can offer max leverage up to 93% LTC including 100% of draws .

Program Terms

USA Fast Capital provides hard money loans for investors purchasing residential properties. We provide approval in less than 24 hours. As one of the top lenders for flipping houses, we have full discretion and the funds on hand to close quickly. USA Fast Capital prides itself on its customer service, ease of process, and speed. We look forward to helping you succeed by financing your next investment property.

  1. Loan Amount: $75K - $5M+
  2. Rates: Starting at 8.90%
  3. Term: 6-18 Months
    (with extension options)
  4. Payment: Interest Only
  5. Property Types: Residential (SFR & 2-4 Units)
  6. Fastest Draw Process in the Industry: 48 Hours
  7. Financing for Purchase and Renovation Costs
  1. Eligible States: Nationwide
    (except LA, MN, SD, ND, Baltimore, Chicago, Detroit)
  2. LTC: Up to 93% Loan to Cost
    (90% of Purchase, 100% of Rehab)
  3. LTV: Up to 75% Loan to Value
  4. Credit Score: 600Minimum
  5. NOAppraisal Required
  6. NOPrepayment Penalty
  7. 0-2 Points
  8. $1,995 Doc Fee

Flexible Underwriting - Loans That Work For YOUR Scenario!

Need To Close Quick?

Our hard money loan program ideal for investors where speed is the most important variable. Winning deals is the most important part of any deal - nothing matters if you don't close the purchase! Perfect for flippers looking to move quickly, confident in quick closes and ability to beat cash offers in any market with no appraisals required and closes as quick as 48 hours . This option is available for first-time flippers too!

Looking For Max Leverage?

A brand new option for experienced investors aiming to maximize returns through max leverage , we now offer up to 93% LTC (including 100% of Rehab Budgets ) allowing prolific expert flippers to put capital to work in maximum markets and projects. This option goes up to 75% LTV and has the quickest draw process in the industry!

Fix & Flip Recent Fundings

USA Fast Capital has a proven track record of success exceeding the expectations of our fix and flip borrowers.

Fix and Flip

Gastonia, NC

Loan Amount /$136,000
LTC / 85.00%

Construction Funding /$50,000
LTV / 69.75%

Initial Funding /$86,000

$136,000 North Carolina Fix and Flip Hard Money Loan in Gastonia. Borrower completing a cosmetic rehab with an exit strategy to sell.

Fix and Flip

Post Falls, ID

Loan Amount /$387,000
LTC / 90.00%

Construction Funding /$54,000
LTV / 70.37%

Initial Funding /$333,000

$387,000 Idaho Fix and Flip Hard Money Loan in Post Falls. Borrower completing a cosmetic rehab with an exit strategy to sell.

Fix and Flip

Denver, CO

Loan Amount /$440,300
LTC / 85.00%

Construction Funding /$153,000
LTV / 67.74%

Initial Funding /$287,300

$440,300 Colorado Fix and Flip Hard Money Loan in Denver. Novice borrower completing a full rehab with an exit strategy to sell.

Fix and Flip FAQs

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Take the next step in your investment journey with a trusted, reliable lender that has your best interest in mind. Get in touch or request a quote today.